Small business financial coaching: know your numbers, pay yourself, grow on purpose
Ramsey Solutions Master Financial Coach. Coaching for small business owners in Hamilton, NJ · Mercer County · Philadelphia · virtual coaching nationwide.
Who I help
- Cafés, restaurants and food trucks: Thin margins, food costs and slow Tuesdays. We'll make every week predictable.
- Contractors and trades: Big jobs, late payments and seasonal swings. Deposits, terms and a cash cushion.
- Salons, barbers and beauty: Chair rent, products and booking gaps. Price for profit and pay yourself steady.
- Shops and boutiques: Inventory ties up cash. Buy smarter, turn stock faster and know your best sellers.
- Pet groomers, sitters and trainers: Love the animals, hate the books? We'll keep the money side simple.
- Side hustles and home businesses: Keep it separate from family money, set aside taxes and grow on cash.
Coaching
- Cash flow coaching: Know what's coming in, what's going out and what's left, every week, before it's a crisis.
- Pay yourself a real paycheck: Stop taking whatever's left. Set an owner's pay you can count on, and keep it steady.
- Business debt payoff: Credit cards, equipment loans, merchant cash advances: a plan to pay it off and stop borrowing.
- Pricing and profit: Charge what you're worth. Know your break-even and which products or services actually make money.
- Start up debt-free: Starting a side hustle or new business? Launch on cash, keep it simple and keep your family safe.
Questions
Who do you coach?
Owners of small businesses: usually 1 to 20 people, often family-run. Cafés, contractors, salons, shops, pet businesses, cleaners, landscapers, side hustles and home businesses. If you sell something and want the money side to make sense, we'll be a good fit.
Are you an accountant or CPA?
No. I'm a financial coach. I help you understand your numbers, build habits and stay accountable. For tax returns, payroll filings and entity questions, keep working with a licensed CPA. Many owners use both.
What does the first call cost?
Nothing. The first 30-minute call is free. We'll look at where you are, what you want and whether coaching makes sense for you. No pressure and no sales pitch.
Can we meet online?
Yes. I coach business owners in Hamilton, Mercer County and Philadelphia, and anywhere in the US by phone or video. You can book any day, 9 a.m. to 5 p.m. Eastern.
Do I have to share my bank logins?
Never. I will never ask for passwords or bank logins. You'll bring statements or numbers to our calls. The free Happy Dollar app runs entirely in your browser and never sends your bank data anywhere.
Do you sell my information?
No. We never sell, rent or share your information. Booking details are used only to schedule and reply to you.
Book a free 30-minute small business call, open 7 days a week, 9 AM to 5 PM Eastern. Email [email protected].
Gino DiPierro completed Ramsey Solutions Financial Coach Master Training. Completion does not create an employment or agency relationship with Ramsey Solutions or its affiliates, is not a license or credential to give legal, tax, accounting, investment or other professional services, and is not an endorsement by Ramsey Solutions. Coaching is education and accountability, not tax, legal or accounting advice. For taxes, payroll filings and entity questions, work with a licensed CPA or attorney.